Rubean AG, a Munich-based fintech company, announced today that its SoftPOS payment acceptance software is now running on over 150,000 active terminals, nearly doubling the approximately 80,000 terminals reported in early July 2025. This milestone underscores the company's recently published forecast for revenue and earnings growth, according to Co-CEO Jochen Pielage. The rapid adoption of Rubean's software-only point-of-sale solution positions the company as a market leader in Germany and Spain, enabling merchants to accept cashless and mobile payments without additional hardware.
At the annual shareholders' meeting in early July, the Executive Board projected consolidated revenue for 2026 to reach between 5.0 million and 6.0 million euros, up from 3.71 million euros in the previous year. Recurring revenue is expected to more than double in 2026, driven by the expanding user base. Co-CEO Stephan Kuck emphasized that with continued growth, the company will achieve monthly breakeven in 2027 and close the entire year with positive net income for the first time. This forecast reflects the scalability of Rubean's SoftPOS app, which replaces traditional card readers with a software application that can be deployed on smartphones without logistical overhead.
The significance of this announcement extends beyond Rubean's financials, as it demonstrates the accelerating shift toward software-based payment acceptance in Europe. By enabling small retailers, food service providers, delivery services, and other businesses to accept card payments directly on smartphones, Rubean is reducing barriers to cashless transactions. The company's solution supports girocard (EC card) in Germany, a key feature for local merchants. As noted in the press release, Rubean's technology is already used by payment service providers, major banks, and large retail chains across Europe. For more information about Rubean's solutions, visit www.rubean.com.
The doubling of active terminals year-over-year signals strong market demand for cost-effective, hardware-free payment solutions. This growth trajectory, if sustained, could challenge traditional POS terminal providers and accelerate digital payment adoption among small and medium-sized enterprises. Rubean's path to profitability by 2027, as outlined by its executives, hinges on maintaining this momentum while managing operational costs. The company's focus on recurring revenue models suggests a strategic shift toward long-term client relationships rather than one-time hardware sales.
