JCB International Co., Ltd (JCBI) and Philippine National Bank (PNB) have announced the launch of the PNB JCB Platinum Credit Card, a new offering designed to meet the changing spending patterns of Filipino consumers. The card combines rewarding earn rates, flexible payment features, and access to JCB's extensive network, particularly in Japan and other key destinations.
Among the card's key features is an auto-convert installment option that allows eligible online purchases of at least PHP30,000 to be automatically converted into a three-month installment plan without monthly add-on interest, providing greater flexibility in managing expenses. Cardholders earn one reward point for every PHP70 spent, with an enhanced rate of one point for every PHP40 spent in Japan or on transactions billed in Japanese Yen. These points can be redeemed as cash credits toward outstanding balances.
Cardholders also gain access to JCB-exclusive privileges, including entry to select overseas airport lounges, a multilingual concierge service while traveling, and exclusive benefits in Japan. The card supports everyday transactions and offers added convenience for travel and larger purchases.
“We developed this card with our customers’ day-to-day needs in mind - from managing purchases more easily to making the most of travel opportunities,” said Edwin R. Bautista, President and CEO of PNB. “Our continued partnership with JCB allows us to offer features that are practical, accessible, and relevant to how people spend today.”
“Through this partnership, PNB JCB Cardholders can look forward to a more rewarding journey,” said Masaki Yokawa, President and CEO of JCB International Co., Ltd. “Beyond earning rewards points faster, cardholders will gain access to exclusive JCB privileges - from airport lounge access and curated dining offers to merchant promotions across the country. These benefits reflect our commitment to delivering elevated experiences that combine convenience, prestige, and Japanese hospitality.”
The card is designed for consumers whose spending spans digital payments, dining, and travel, reflecting broader shifts in consumer behavior. Its features aim to complement these patterns by combining flexibility with rewards and access. JCB has a strong global footprint, working with financial institution partners to provide secure, innovative payment solutions and distinctive cardholder benefits, with a focus on enhancing the travel experience.
The launch was commemorated through a ceremonial signing on May 19, 2026, attended by executives from JCBI and PNB, reaffirming their shared commitment to delivering innovative payment solutions to Filipino consumers. For more information, visit JCB's website or PNB's website.
