Insurance Canopy, a national provider of small business insurance, announced on April 20, 2026, the expansion of its Full Frame Insurance (FFI) program to include drone liability and drone equipment coverage. This new offering is designed for photographers, videographers, and other creative professionals who use drones in their work, providing liability protection for bodily injury and property damage from drone use, as well as coverage for drones and related gear.
The add-on can be incorporated into a single business insurance policy, eliminating the need for separate standalone coverage. This simplifies risk management for professionals who increasingly rely on drones for tasks such as real estate photography, event coverage, and commercial production. According to Insurance Canopy, many operators currently lack clear protection for accidents tied to drone activity, as standard liability policies often exclude or limit coverage for aircraft-related risks.
Chris Van Leeuwen, Vice President of Professional Development at Insurance Canopy, emphasized the growing importance of drones in creative industries. "Drones have gone from being a specialized tool to an essential part of doing business," he said. "This expanded coverage reflects how photographers and videographers actually work today and gives them a better way to protect their business and the equipment they rely on."
The coverage is tailored for working professionals rather than hobbyists, accounting for the different risk exposure in paid projects compared to recreational flying. The policy addresses common gaps, such as damage from crashes or third-party property damage, which can lead to significant costs. "Most professionals are focused on getting the shot, not worrying about everything that could go wrong with a drone," Van Leeuwen added. "Including this coverage in the same policy makes it easier for operators to protect their business and stay focused on the job."
Insurance Canopy and FFI aim to provide accessible insurance for small business owners and independent operators without added complexity. For more information about the drone coverage options, visit Full Frame Insurance or call 844.670.1078.
