As the new school year approaches, families are reminded to prioritize health coverage for their children, ensuring they are ready to learn and participate in school activities. The Children’s Health Insurance Program (CHIP) and Medicaid provide free or low-cost health coverage for eligible children up to age 19, with services including annual checkups, preventive care, dental and vision services, mental health care, and prescription medications.
Eligibility varies by state and is based on family income and household size. In most states, children up to age 19 from a family of four earning up to $80,000 per year may qualify. In some states, eligible children can still qualify if family income is even higher. Many families may be surprised to learn they qualify for coverage. Applying is simple and can be done by phone, mail, in person at a state Medicaid or CHIP office, or online at InsureKidsNow.gov/coverage.
Health coverage helps children stay healthy and focused in school. For example, annual checkups and school physicals prepare children to learn, play, and participate. Preventive care identifies health needs early. Dental care prevents toothaches and cavities that can lead to missed school days. Vision and hearing services support learning and classroom participation. Mental health care supports emotional well-being and school success. Prescription medications and treatment help manage symptoms and keep children on track. Specialized services are available for children with disabilities to support growth and learning.
Enrollment for Medicaid and CHIP is open year-round, meaning families do not have to wait for a specific time to get covered. Once enrolled, coverage must be renewed every twelve months. It is important to keep your address, email, and phone number up to date with your state Medicaid or CHIP office to avoid missing important renewal information. For more information, visit InsureKidsNow.gov or call 1-877-KIDS-NOW (1-877-543-7669).
This information is provided by the U.S. Department of Health & Human Services and was produced at U.S. taxpayer expense. Ensuring children have health coverage is a critical step in preparing for a successful school year, allowing them to thrive both inside and outside the classroom.
